Blog — MCA, Lending & B2B Sales Insights

Quick answerGuides, data & insights for MCA brokers, lenders & B2B sales teams on owner data, lead quality, conversion & outreach. Updated weekly. Owner Leads Direct delivers verified business-owner contact data — owner mobile phones, email, revenue band — across 50+ industries and all 50 US states. Free sample list available before any commit. Same-day CSV delivery during business hours.

Guides, data & insights for MCA brokers, lenders & B2B sales teams on owner data, lead quality, conversion & outreach. Updated weekly.

What ships in every record

Bank-statement summary and EIN are available on Enterprise-tier records that originated through MCA application activity. Bank-statement data includes: 3-month average daily balance band, average monthly gross revenue (rounded to $10K), presence of NSF flags (yes/no), and number of active banking relationships. EIN enables cross-referencing against IRS business databases, SBA loan history, and public lien / UCC filing data for deeper underwriting context.

Who buys this

Owner Leads Direct serves four primary buyer profiles: (1) MCA brokers running 5–50-seat dialer floors who need volume-priced fresh and aged owner contact data; (2) equipment financiers and SBA brokers needing owner-mobile access for follow-up after applications stall; (3) B2B sales teams targeting SMB owners with vertical software, POS systems, or commercial services; (4) data resellers and agencies building white-label outbound campaigns for funder clients.

Pricing

Catalog prices cover standard, non-exclusive inventory. Exclusive segments, custom geography, advanced filters and non-standard delivery schedules require an availability review and a separate quote. The included fields depend on the chosen data product; do not assume every inquiry includes full application or bank-statement information.

Compliance

New York CFDL (Commercial Finance Disclosure Law): as of 2023, NY requires funders and brokers originating commercial financing into New York to provide standardized disclosures including: estimated APR, finance charge, total payment amount, and prepayment terms. NMLS registration may be required for brokers facilitating NY commercial financing. The NY Department of Financial Services (NYDFS) has enforcement authority. If you use Owner Leads Direct data to prospect NY businesses for commercial financing, ensure your team has a CFDL disclosure template ready before first contact.

Delivery

API delivery (Enterprise tier): pulls are available via a REST endpoint returning paginated JSON at 500 records per call. Authentication uses API-key-in-header (X-Api-Key). The endpoint supports filter parameters for state, city, zip, NAICS, revenue_band, source_tier, mobile_confirmed, and record age range — so your platform can pull filtered subsets programmatically without generating a new CSV export each time. Rate limit: 60 requests/minute per key. Full OpenAPI spec at /api-docs.

Related

Request a Free Sample →