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    <title>Owner Leads Direct — Changelog</title>
    <link>https://ownerleadsdirect.com/changelog</link>
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    <description>Releases, data refreshes, performance work, compliance updates, and new content from Owner Leads Direct.</description>
    <language>en-us</language>
    <lastBuildDate>Tue, 19 May 2026 00:00:00 GMT</lastBuildDate>
    <managingEditor>info@ownerleadsdirect.com (Owner Leads Direct)</managingEditor>
    <item>
      <title>Site-Wide Promo Bar + Public Changelog</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-promo-bar-changelog</link>
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      <pubDate>Tue, 19 May 2026 00:00:00 GMT</pubDate>
      <category>Feature</category>
      <description><![CDATA[<p>Vertical-aware promotional bar above the header rotates the right offer per page type. Public changelog launched with full RSS feed for crawlers and operators tracking releases.</p><ul><li>15 route-matched promotional offers covering MCA, vertical packs, calculators, state pages, blog, and pricing surfaces.</li><li>Dismissible with 30-day localStorage memory and per-offer click + dismiss analytics.</li><li>Public changelog at /changelog with Article + ItemList JSON-LD, plus dedicated RSS feed at /changelog.xml linked from &lt;head&gt;.</li></ul>]]></description>
    </item>
    <item>
      <title>Vertical Exit-Intent + Inline Sample Form on All Offer Pages</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-vertical-exit-intent-inline-form</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-vertical-exit-intent-inline-form</guid>
      <pubDate>Tue, 19 May 2026 00:00:00 GMT</pubDate>
      <category>Feature</category>
      <description><![CDATA[<p>Exit-intent modal now swaps headline, sub-headline, and CTA copy based on the visitor&apos;s page vertical. Every /get/&lt;slug&gt; offer page now hosts an inline 2-field sample form — no /contact bounce.</p><ul><li>18 exit-intent variants for fresh MCA, aged MCA, full submissions, UCC renewals, equipment financing, SBA, owner mobile, and 7 industry verticals.</li><li>Inline sample form on every /get/&lt;slug&gt; page submits via the contact pipeline and tags each lead with industry + offer.</li><li>Each capture writes variant ID + source path to the message field for full CRM attribution.</li></ul>]]></description>
    </item>
    <item>
      <title>Tier-1 + Tier-2 Domination Sprint — 100+ New Pages</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-tier1-tier2-domination-sprint</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-tier1-tier2-domination-sprint</guid>
      <pubDate>Mon, 18 May 2026 00:00:00 GMT</pubDate>
      <category>Launch</category>
      <description><![CDATA[<p>Authors, press kit, vendor comparison hub, AI-answers hub, listicles, pillar guides, and 15 conversion-optimized offer pages all shipped in one sprint. Sitemap grew to 57,647 URLs.</p><ul><li>2 author profile pages with E-E-A-T signals and PersonRole JSON-LD.</li><li>/compare/vendors hub plus 36 head-to-head competitor pages with Product + AggregateRating schema.</li><li>/answers hub with 20 AI-Overview-optimized Q&amp;A pages.</li><li>/listicles hub with 3 top-tier listicles + /guides hub with 3 pillar guides.</li><li>/press kit + /get hub with 15 landing offer pages, each with Product + AggregateOffer + FAQPage JSON-LD.</li><li>Public market data endpoint at /api/public/market-data (Census + SBA-derived, CORS + cache headers).</li></ul>]]></description>
    </item>
    <item>
      <title>Embeddable Cost-Per-Lead Widget + Widgets Hub</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-cost-per-lead-embed-widget</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-cost-per-lead-embed-widget</guid>
      <pubDate>Sun, 17 May 2026 00:00:00 GMT</pubDate>
      <category>Feature</category>
      <description><![CDATA[<p>Free embeddable calculator with auto-attribution backlink. Designed as a backlink magnet — any operator can drop a one-line iframe on their site.</p><ul><li>/embed/cost-per-lead route serves a minimal-chrome iframe-friendly version.</li><li>/widgets hub documents the embed with copy-paste snippet and responsive sizing.</li><li>Vite + App.tsx route shell bypass keeps embed pages lean and frame-friendly.</li></ul>]]></description>
    </item>
    <item>
      <title>Annual Research Report — State of MCA 2026</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-state-of-mca-2026-research</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-state-of-mca-2026-research</guid>
      <pubDate>Sun, 17 May 2026 00:00:00 GMT</pubDate>
      <category>Content</category>
      <description><![CDATA[<p>2,500-word annual research report at /research/state-of-mca-2026 with downloadable CSV, top-10 funding tables, and CC-BY 4.0 license. Designed for citation and earned media backlinks.</p><ul><li>Dataset + Article JSON-LD with citation field linking US Census CBP 2022 and SBA Office of Advocacy 2023.</li><li>Downloadable CSV generated via Blob — no server roundtrip.</li><li>CC-BY 4.0 license requires attribution → every reuse becomes a backlink.</li></ul>]]></description>
    </item>
    <item>
      <title>Live Daily MCA Market Dashboard</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-mca-market-dashboard</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-mca-market-dashboard</guid>
      <pubDate>Sun, 17 May 2026 00:00:00 GMT</pubDate>
      <category>Data</category>
      <description><![CDATA[<p>12-KPI dashboard at /dashboard/mca-market with sortable + tier-filterable state table, refreshed on every build via __BUILD_TIME__.</p><ul><li>Average factor rate by tier, est. annual market size, top funding states, average loan amount, and 8 more KPIs.</li><li>All metrics inline-cited to SBA + Census public sources.</li><li>Dataset JSON-LD with dateModified set to build time keeps Google freshness signals strong.</li></ul>]]></description>
    </item>
    <item>
      <title>Conversion + Performance Pack — Speculation Rules + Feeds + Booking</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-conversion-performance-pack</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-conversion-performance-pack</guid>
      <pubDate>Fri, 15 May 2026 00:00:00 GMT</pubDate>
      <category>Performance</category>
      <description><![CDATA[<p>Speculation Rules API prerenders hovered pages for instant navigation. Native booking calendar replaces Calendly. RSS + Atom + JSON Feed live at /feed.xml, /atom.xml, /feed.json.</p><ul><li>Speculation Rules in index.html prerender same-origin pages on hover in Chrome / Edge.</li><li>Native BookingCalendar at /contact — 4-step flow, 15-min slots, 21-day rolling window, conflict-safe with 409 responses, RFC 5545 .ics download.</li><li>Three syndication feeds wired into prebuild and linked from &lt;head&gt; for Feedly / Inoreader / Apple News / Google News.</li></ul>]]></description>
    </item>
    <item>
      <title>2026 LLM Discovery Layer — llms.txt + Robots Allowlist</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-llm-discovery-layer</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-llm-discovery-layer</guid>
      <pubDate>Thu, 14 May 2026 00:00:00 GMT</pubDate>
      <category>Content</category>
      <description><![CDATA[<p>Per llmstxt.org spec, the site now ships /llms.txt and /llms-full.txt covering product, methodology, compliance, all 51 state pages, all 50 compare pages, all 605 glossary terms, all 17 calculators, all 41 blog posts.</p><ul><li>8.3 KB llms.txt index + 9.1 KB llms-full.txt full-content reference.</li><li>Robots.txt explicitly allows GPTBot, ChatGPT-User, OAI-SearchBot, ClaudeBot, anthropic-ai, PerplexityBot, Google-Extended, Applebot-Extended.</li><li>Explicit citation guidance helps LLMs cite us as the source for MCA terminology and state-level funding intelligence.</li></ul>]]></description>
    </item>
    <item>
      <title>Geo Authority Pack — Real Census + SBA Data on Every State</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-geo-authority-pack</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-geo-authority-pack</guid>
      <pubDate>Wed, 13 May 2026 00:00:00 GMT</pubDate>
      <category>Data</category>
      <description><![CDATA[<p>All 51 state pages (50 + DC) now include real Census CBP 2022, SBA Office of Advocacy 2023, and SBA 7(a) FY23 public data. 49 head-to-head compare-state pages launched.</p><ul><li>GeoIntelligence component on every /state/&lt;slug&gt; page with population, establishments, small-employer firms, SBA 7(a) approvals, MCA activity tier, disclosure-law status, factor-rate band.</li><li>49 curated /compare/state/&lt;a&gt;-vs-&lt;b&gt; pages with Dataset + FAQPage + Breadcrumb JSON-LD.</li><li>Backlink-magnet asset at /data/state-mca-funding-index with copyable embed iframe snippet.</li><li>IndexNow infrastructure (key file + chunked --all mode script) ready for post-deploy pings.</li></ul>]]></description>
    </item>
    <item>
      <title>Pricing Overhaul — Three Product Lines + Custom Filter Layer</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-pricing-three-product-lines</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-pricing-three-product-lines</guid>
      <pubDate>Tue, 12 May 2026 00:00:00 GMT</pubDate>
      <category>Launch</category>
      <description><![CDATA[<p>Pricing rebuilt around 3 product lines: Owner Data Subscriptions, MCA Lead Packages, and Individual Lead Packs (PAYG). 31 total offers covered by a single AggregateOffer schema.</p><ul><li>Owner Data subscriptions: Starter $347, Pro $797, Enterprise $1,697.</li><li>MCA Lead Packages: Aged Starter $349, Fresh Growth $429 (most popular), Professional Mixed $1,099, Enterprise All Lead Types $1,949 — with Monthly / Quarterly (-12%) toggle.</li><li>Individual Lead Packs: 4 categories × 6 quantity tiers each, from $0.068 / record bulk to $6.50 / lead full-submission preview.</li><li>Custom Filter Layer for revenue band, physical presence, EIN / SSN / DOB on file, custom recency window.</li></ul>]]></description>
    </item>
    <item>
      <title>Mega Glossaries — 605 Unique Term Pages</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-mega-glossaries</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-mega-glossaries</guid>
      <pubDate>Sun, 10 May 2026 00:00:00 GMT</pubDate>
      <category>Content</category>
      <description><![CDATA[<p>Three category glossaries shipped with 605 individually-defined term pages, each with DefinedTerm + FAQPage + Breadcrumb JSON-LD and 6 related-term internal links.</p><ul><li>/glossary/mca-leads (200 terms), /glossary/merchant-cash-advance (201), /glossary/business-leads (204).</li><li>Every term page has a definition, expanded explanation, 2 FAQs, and 6 related-term cross-links.</li><li>Category hubs ship ItemList JSON-LD; SiteNavigationElement schema added to Home for Google sitelinks.</li></ul>]]></description>
    </item>
    <item>
      <title>Bulletproof Legal Stack — All Sales Final + AI Comms Disclosure</title>
      <link>https://ownerleadsdirect.com/changelog#2026-05-legal-stack-fortification</link>
      <guid isPermaLink="false">https://ownerleadsdirect.com/changelog/2026-05-legal-stack-fortification</guid>
      <pubDate>Fri, 08 May 2026 00:00:00 GMT</pubDate>
      <category>Compliance</category>
      <description><![CDATA[<p>Privacy, Terms, Refund Policy, and Compliance pages heavily fortified. Mandatory binding arbitration, AI / automated-communications disclosure, force-majeure shield, state-by-state coverage.</p><ul><li>Terms of Service (23 sections) with JAMS arbitration, class-action waiver, 30-day opt-out, $5K-per-record liquidated damages for license breach.</li><li>AI &amp; Automated Communications Disclosure (Section 5) — TCPA prior written consent satisfying CA SB 1001, Utah AI Policy Act, Colorado AI Act, Texas TRAIGA.</li><li>Force-majeure shield covering AWS / GCP / Azure / Cloudflare / Stripe / Twilio / SendGrid outages.</li><li>Privacy Policy covers CCPA / CPRA, VCDPA, CPA, CTDPA, UCPA, OCPA, TDPSA, WA MHMDA, GDPR, and 12 other state laws.</li></ul>]]></description>
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